Every now and then you get to receive a phone call from a credit card company offering you one. Or maybe you receive dozens of offers thru mail. The question now here is how and which one do you choose? Just because you need one and the first one that offers you will be the best bet. Sometimes we choose by the one with the most aesthetic appeal. It just doesn't go that way.
So here are some simple tips in guiding you to choosing the best credit card. Before you choose one, try answering a few key questions. Questions like how do you plan to use your credit card? How much is the annual interest rate? How long is the grace period? What are the other fees? How much is the finance charge? What is the credit limit? What are the rewards? For example there are some cards that have features like cash back credit cards which gives you a percentage back on each of the qualified purchases you make on the card or in other words they are what you call rebates.
Another way to find out which credit card that will suit your needs is to compare and review the different types of credit cards. DealsForCreditCards.com is a site that provides consumers with the latest updates and information on the different credit cards. You might want to look specifically at this site : http://www.dealsforcreditcards.com/article/searching_for_the_best_credit_card.html so you will have a better insight on what you should look out for.
This policy is valid from 13 March 2009
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Thursday, March 12, 2009
Tuesday, March 10, 2009
The ring
She said "what happened between us was all lies."
It was just an experiment and with some scientific process, some of his memories were shared with her. In one crucial moment, she knew she had to decide. A friend helped her in these trying moments. She said "my mother always told me that I stick my nose to where it doesn't belong that's why I always get in trouble."
Aptly speaking, one should always mind their own business. Too much information gets you into trouble and sometimes in the process it gets you hurt. Knowing too much about something or someone is sometimes painful. She ached in knowing that everything that happened between them was just a lie. He was using it to get her trust and eventually take what he wanted and left her all alone...wondering what she could have done to deserve it.
Then the friend asked her, "when you were together was there ever a time that you looked into his eyes and find truth in what he is saying?" She contemplates and tried excruciatingly to remember what it is that she sees when he looks in his eyes. Finally she decided.
In an attempt to confirm her thoughts, she asked an old friend to do the precarious experiment. Her old friend told her that even if she do it again, it would only last for minutes. And so she dive into the pool knowing that the risk she would take might end up with nothing.
As soon as she closed her eyes, she saw herself standing at the edge of the platform with a lagoon in front of her. A lovely sight with trees surrounding the water. Leaves were turning orange signaling the end of spring. Silence has broken with the familiar voice. She let him do the talking and she listened very carefully with his words. Finally he said, "I have wanted to tell you everything but I guess I ran out of time". He hold her hand and took something from his pocket. He uttered, "I know we can't be together". So he took out the ring from the box and wore it in her fingers. "This is the only truth that I can give to you now." And just like a mist in the air, he suddenly disappeared and left her with a whisper....She opened her eyes filled with tears....and that alone is enough.
It was just an experiment and with some scientific process, some of his memories were shared with her. In one crucial moment, she knew she had to decide. A friend helped her in these trying moments. She said "my mother always told me that I stick my nose to where it doesn't belong that's why I always get in trouble."
Aptly speaking, one should always mind their own business. Too much information gets you into trouble and sometimes in the process it gets you hurt. Knowing too much about something or someone is sometimes painful. She ached in knowing that everything that happened between them was just a lie. He was using it to get her trust and eventually take what he wanted and left her all alone...wondering what she could have done to deserve it.
Then the friend asked her, "when you were together was there ever a time that you looked into his eyes and find truth in what he is saying?" She contemplates and tried excruciatingly to remember what it is that she sees when he looks in his eyes. Finally she decided.
In an attempt to confirm her thoughts, she asked an old friend to do the precarious experiment. Her old friend told her that even if she do it again, it would only last for minutes. And so she dive into the pool knowing that the risk she would take might end up with nothing.
As soon as she closed her eyes, she saw herself standing at the edge of the platform with a lagoon in front of her. A lovely sight with trees surrounding the water. Leaves were turning orange signaling the end of spring. Silence has broken with the familiar voice. She let him do the talking and she listened very carefully with his words. Finally he said, "I have wanted to tell you everything but I guess I ran out of time". He hold her hand and took something from his pocket. He uttered, "I know we can't be together". So he took out the ring from the box and wore it in her fingers. "This is the only truth that I can give to you now." And just like a mist in the air, he suddenly disappeared and left her with a whisper....She opened her eyes filled with tears....and that alone is enough.
Sunday, March 8, 2009
Soon I will be over you
There are tons of quotes that one may find in Garth Brook's collection but this one I like best :
You know a dream is like a river, ever changing as it flows.
And a dreamer's just a vessel that must follow where it goes.
Somehow when she reads this line it gives her some sense of direction and a little hope that someday she will be led by her dreams...she will live her dreams.
Trying to learn from what's behind you and never knowing what's in store
makes each day a constant battle just to stay between the shores.
Though she never realizes how much difficult it would be, she still went through the fire. Yes, it is a constant struggle just to keep herself intact. She lives by the day and holds on to her only prized possessions to keep her sanity.
And I will sail my vessel 'til the river runs dry.
Like a bird upon the wind, these waters are my sky.
I'll never reach my destination if I never try,
So I will sail my vessel 'til the river runs dry.
She gains strength, courage, and confidence by every experience in which she really stops to look fear in the face. She is able to say to herself, "I have lived through this horror. I can take the next thing that comes along".
Too many times we stand aside and let the water slip away.
To what we put off 'til tomorrow has now become today.
So don't you sit upon the shore and say you're satisfied.
Choose to chance the rapids and dare to dance the tides.
She has always dared try the unknown when she comes to the end of all light. Bracing herself for whatever hurdles and consequences she might jump upon. She has strengthened her faith knowing that one of two things shall happen: Either she will be given something solid to stand on or she will be taught to fly.
And just like every story or fairytale that a storyteller shares, it has it's happily-ever-after or an open-ended one. Just like Garth Brook's river that flows, it's going to end somewhere. Just like any other sentence it has its period. Just like the wars that every human kind has gone through, it has its ending. Just like any politician's term winning a government seat, his career too has its downfall.
Just like Newton's gravity : What goes up must come down. In a nutshell, everything comes and goes. Just like the spring, summer, winter or fall or whatever season there is...it comes and goes...it starts and ends. Just like any tourney that an individual or team plays on, it ends up with one emerging as the champion and the other on the losing end. It cannot be both ways. There has to be a tie-breaker.
Just like the long and winding road, it has a dead-end that stops you right there. Just like her mystified mind, there will come a time that she has to solve the intriguing and complicated thoughts. She knows that soon she will have to stand up from her downfall.
She may always have the memories locked deep inside her heart but she would have to stop reminiscing and hoping. She may always carry those sweet words, the promises and the shared laughters but she would have to stop looking back at it. Just like everything else that make sense she said to herself, " Soon I will be over you".
You know a dream is like a river, ever changing as it flows.
And a dreamer's just a vessel that must follow where it goes.
Somehow when she reads this line it gives her some sense of direction and a little hope that someday she will be led by her dreams...she will live her dreams.
Trying to learn from what's behind you and never knowing what's in store
makes each day a constant battle just to stay between the shores.
Though she never realizes how much difficult it would be, she still went through the fire. Yes, it is a constant struggle just to keep herself intact. She lives by the day and holds on to her only prized possessions to keep her sanity.
And I will sail my vessel 'til the river runs dry.
Like a bird upon the wind, these waters are my sky.
I'll never reach my destination if I never try,
So I will sail my vessel 'til the river runs dry.
She gains strength, courage, and confidence by every experience in which she really stops to look fear in the face. She is able to say to herself, "I have lived through this horror. I can take the next thing that comes along".
Too many times we stand aside and let the water slip away.
To what we put off 'til tomorrow has now become today.
So don't you sit upon the shore and say you're satisfied.
Choose to chance the rapids and dare to dance the tides.
She has always dared try the unknown when she comes to the end of all light. Bracing herself for whatever hurdles and consequences she might jump upon. She has strengthened her faith knowing that one of two things shall happen: Either she will be given something solid to stand on or she will be taught to fly.
And just like every story or fairytale that a storyteller shares, it has it's happily-ever-after or an open-ended one. Just like Garth Brook's river that flows, it's going to end somewhere. Just like any other sentence it has its period. Just like the wars that every human kind has gone through, it has its ending. Just like any politician's term winning a government seat, his career too has its downfall.
Just like Newton's gravity : What goes up must come down. In a nutshell, everything comes and goes. Just like the spring, summer, winter or fall or whatever season there is...it comes and goes...it starts and ends. Just like any tourney that an individual or team plays on, it ends up with one emerging as the champion and the other on the losing end. It cannot be both ways. There has to be a tie-breaker.
Just like the long and winding road, it has a dead-end that stops you right there. Just like her mystified mind, there will come a time that she has to solve the intriguing and complicated thoughts. She knows that soon she will have to stand up from her downfall.
She may always have the memories locked deep inside her heart but she would have to stop reminiscing and hoping. She may always carry those sweet words, the promises and the shared laughters but she would have to stop looking back at it. Just like everything else that make sense she said to herself, " Soon I will be over you".
Friday, March 6, 2009
Pain, Pain Go Away, Rheumatoid Arthritis Stay Away
Betty Friedan was once quoted saying “Aging is not ‘lost youth’ but a new stage of opportunity and strength”. I am never conscious about my age but that opportunity and strength becomes so hard to comprehend when your physical strength fails you. It doesn’t matter if I get wrinkles and if I get those flabs. However, it is different when at 37 you start to feel pain, swelling, stiffness and loss of function in your joints especially in the wrist and fingers. Now that feeling is what you call Rheumatoid Arthritis (RA) which is more often experienced by women than men. Studies reveal that it commonly starts between ages 25 to 55. RA is an autoimmune disease meaning that the arthritis is an effect of the immune system attacking our body’s own tissues. It is a chronic, progressive and systemic disease which can affect the whole body and internal organs such as the lungs, heart and eyes.
When I started having RA, I always felt the tiredness and anxiety. The pain did not only affect me physically but also mentally and socially. I had a hard time carrying out my daily task because of the pain and somehow I felt worthless. For a while, my self-esteem really got low because I can’t endure the pain that it brings to me. Fortunately, my family has been very supportive during those tough times that I went through.
It is also a good thing that the medicine that my doctor prescribed me works really well for me. My doctor gave prescribed me to take Celebrex that helped me cope with the pain. There are other brands such as Enbrel , Arencia, Humira and Remicade but one has to consult their doctor which is the best RA treatment for them. It is not advisable to self-medicate by just relying on the brand’s ads because they are a bit technical or rather medical in terms of explaining what the medication is all about. Ads should be simple so that everyone would understand what kind of medication they will be getting. I would have created a tag line in a magazine ad “Pain, Pain Go Away…RA Stay Away”.
I have also heard that there are comprehensive programs that provide medical, social, and emotional support for people with RA. These programs (which include medications, reduction of joint stress, physical and occupational therapy, and surgical intervention) are all aimed at reducing pain and discomfort, preventing deformities and loss of joint function, and maintaining a productive and active life.
Alongside with this, it will be beneficial if pharmaceutical companies will share information about RA by means of forum, advertisements, leaflets, fliers and the likes. In my case, awareness equipped me with the knowledge that I need to know on how to handle the disease and what aspect of my lifestyle I should change.
When I started having RA, I always felt the tiredness and anxiety. The pain did not only affect me physically but also mentally and socially. I had a hard time carrying out my daily task because of the pain and somehow I felt worthless. For a while, my self-esteem really got low because I can’t endure the pain that it brings to me. Fortunately, my family has been very supportive during those tough times that I went through.
It is also a good thing that the medicine that my doctor prescribed me works really well for me. My doctor gave prescribed me to take Celebrex that helped me cope with the pain. There are other brands such as Enbrel , Arencia, Humira and Remicade but one has to consult their doctor which is the best RA treatment for them. It is not advisable to self-medicate by just relying on the brand’s ads because they are a bit technical or rather medical in terms of explaining what the medication is all about. Ads should be simple so that everyone would understand what kind of medication they will be getting. I would have created a tag line in a magazine ad “Pain, Pain Go Away…RA Stay Away”.
I have also heard that there are comprehensive programs that provide medical, social, and emotional support for people with RA. These programs (which include medications, reduction of joint stress, physical and occupational therapy, and surgical intervention) are all aimed at reducing pain and discomfort, preventing deformities and loss of joint function, and maintaining a productive and active life.
Alongside with this, it will be beneficial if pharmaceutical companies will share information about RA by means of forum, advertisements, leaflets, fliers and the likes. In my case, awareness equipped me with the knowledge that I need to know on how to handle the disease and what aspect of my lifestyle I should change.
Master Rapper's kaleidoscope world...
After long battling with Acute Myeloid Leukemia (AML), the King of Rap, Francis Magalona, passed away earlier today at around 12:20pm @ The Medical City. The disease (also known as Acute Myelogenous Leukemia)is a fast-growing cancer of the blood and bone marrow.
Symptoms of AML are caused by low numbers of healthy blood cells and high numbers of leukemia cells. Other symptoms include the following :
* White blood cells fight infection. Low numbers can lead to fever and frequent infections.
* Red blood cells carry oxygen throughout the body. Low numbers can lead to anemia — feeling tired or weak, being short of breath and looking pale.
* Platelets control bleeding. Low numbers can lead to easy bleeding or bruising and tiny red spots under the skin (petechiae).
* High numbers of leukemia cells may cause pain in the bones or joints.
A person with AML may feel generally unwell and run-down. He or she may also have other, less common symptoms.
A lot of people was shocked when Vic Sotto finally announced the news in Eat Bulaga. Everyone thought that he was already recuperating for there were a lot of projects already lined-up for him.
He will truly be missed by his fans and the music industry. He would always be remembered for the great contribution and achievement that he had accomplished during his stay here. He knocked some sense into the rap industry with his patriotic songs.
Sunday, March 1, 2009
Beaute de Maman for pregnant women
I had three pregnancies and was lucky not to have those hormonal problems that could have caused acne or any facial problems. But even then, I have friends who have consulted me with such problems and I have not been very helpful to them. I then spotted an article that will help my friends with their facial problems during their journey to motherhood. These physiological and hormonal imbalance are uncontrollable and therefore, we should seek others for help.
Sometimes we can't help it but feel so down and ugly because of the changes that is taking place in our bodies. Now pregnant women will be able to lessen those mood swings and will feel more beautiful about themselves with Beaute de Maman. It offers a wide range of health and beauty products which are designed for pregnant women. Products like facial and body cream, facial scrub, nipple gel and stretch mark cream are available at Beaute de Maman.
These products are developed by a board-certified obstetrician. The goal was to treat problems specifically related to the physiological and hormonal changes experienced by women during pregnancy.
Your safety is also their concern that is why Beaute de Maman only utilizes natural and herbal ingredients to ensure that both mother-to-be and fetus are safe. So for pregnant women who would want to feel good about themselves, order now and you will surely won't regret it.
Sometimes we can't help it but feel so down and ugly because of the changes that is taking place in our bodies. Now pregnant women will be able to lessen those mood swings and will feel more beautiful about themselves with Beaute de Maman. It offers a wide range of health and beauty products which are designed for pregnant women. Products like facial and body cream, facial scrub, nipple gel and stretch mark cream are available at Beaute de Maman.
These products are developed by a board-certified obstetrician. The goal was to treat problems specifically related to the physiological and hormonal changes experienced by women during pregnancy.
Your safety is also their concern that is why Beaute de Maman only utilizes natural and herbal ingredients to ensure that both mother-to-be and fetus are safe. So for pregnant women who would want to feel good about themselves, order now and you will surely won't regret it.
Belly dancing for pregnant women
I was surfing the TV one late night and saw a special feature about belly dancing. What caught my attention was that a pregnant women was doing the belly dance. The instructor mentioned that it is healthy and safe for pregnant women. Belly dancing strengthens the core and upper legs, muscles that can be very helpful during late pregnancy and labor. The Obstretician also said that as long as it feels good and doesn't put a strain on the back it is good for the pregnant woman. Aside from its physical benefit, it also builds a woman's self-esteem by aging gracefully.
I also found out that belly dancing initially conjured up seductive moves done as a performance. I also thought that it later become part of a hedonistic evening aimed at men. But its origin stems out as an activity that women did for each other, to help with childbirth. Now that is something new!
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