Bills IQ - the end your financial nightmare

One real nightmare that we have to face in these trying and difficult times is to be in the mud of debts. I have learned from my parent’s mistakes and I have made it a point to stay away from being financially drowned by debts. God is good to me because he has taken care of me and my family from such nightmare.

I must say that I am lucky because I know some friends who have been encountering financial plights right now. This has been a very exigent time that the world is going through and you must be able to keep up in order to survive the test.

I have a friend who has been in such a situation for such a long time now where her debts are way above her head. She owes money from almost all of the people she knows and she has even maximized all her credit cards. We wanted to help her but we don’t know how she got into that mess. She has not been vocal about the things that are going on with her. Prayer alone would not suffice so we thought of talking to her so we can understand the root cause of all her financial misery. We found out that she has been borrowing money to pay her other debts. She is joggling funds and this vicious cycle must stop or she’ll never be able to get out of it.

As friends, we are helping her in our own way. We may not support her through money but we can guide her through BillsIQ. In BillsIQ, there is a quiz online that one can take for free. The quiz helps you understand your own state of financial health in terms of Debt consolidation, Debt relief and, Debt help. It also helps you find out where your weaknesses and strengths are in managing your finances. A great deal about it is that there are tips and suggestions on how you can better improve yourself in dealing with your current situation. Prayer alone would not suffice in uplifting yourself from the pitfall of financial anguish. One has to have a will to be able to make it through.

Want to find out if you are financially fit?

When one wants to know if a person is physically fit, you subject that person to a series of tests in a clinic or hospital. The results will indicate if there are some abnormalities or if you are physically sound and healthy. The interpretation of the results will come from a physician or doctor. How about finding out if a person is mentally fit? There is also a way to determine if an individual is in their right state of mind. You make them take a psychological test or you ask them to go to a psychiatrist. Such tests conclude if a person is physically or mentally fit. But wait, is it possible to distinguish if a person is financially fit? Is there such a test that will yield results and be interpreted to be able to establish is one is financially sound or able? Sometimes impossible is almost always possible already in this advance world. People can create things that have been a constant concern of the majority. Take for instance the BillsIQ. It is a tool that will lead people in finding out for themselves their own financial health whether they are in the right track or they just simply need help. Sometimes when it comes to money, we just listen to our own wants and not what we need, the outcome of which is an outright financial downfall. The BillsIQ in layman’s term aids individual in understanding easily the concept of Debt consolidation, Debt relief, Debt help and applying it in their own strategy.
I know what I am talking about because I took the test online and received an 84%B which says that I am below par as against the majority of the respondents. It didn’t give me a hard time in trying to spot out where I am doing wrong. The BillsIQ made it easier for me to discover and recognize the erroneous ways of my saving, budgeting and planning.

Saving for the rainy days

It wasn’t raining when Noah built the ark. Coming from an average-income family and experiencing that lowest point in our life, I have come to appreciate the value of saving something for the rainy days. I am the eldest in the brood of 4 and it took a heavy toll in trying to figure something out how I can pay the debts that we owe. Now that I have a family of my own, I make sure that my kids don’t suffer the same thing because it gives such a big stress physically, mentally and spiritually. I will try my very best to impart to them the lessons that I have learned from it. Money comes by goes out so easily especially at this time when almost everything charges up.
With this in mind, I have to have someone or something to help me with when it comes to planning, budgeting and saving our earnings. Finally, I found an expert when it comes to checking out my financial health and that is the BillsIQ. In BillsIQ, you will learn more about Debt consolidation, Debt help and, Debt relief. I’ve tried the online quiz and I got a score of 84% B. How do I stand with that score? Well it is below average compared to other gender of my age and to the whole population who responded to the quiz. So what is in it for me? How do I benefit from going to their site? First, I get to know more of myself when it comes to the finance aspect. With every question posted at me, I realize something about how I really handle our finances and start to evaluate if it’s working for us. Second, I get some suggestions and guidelines on how to correct or improve areas where I should focus on. This and more, I am sure that people will find it very informative and helpful in their everyday lives.